Terms & Conditions

By accessing and using the website and/or mobile application (“mobile App”) of PERAVIMA FINANCIAL CONSULTANCY SERVICES, you agree to be bound by the terms and conditions (“Agreement”) set forth below. If you do not agree with this Agreement, do not understand or need time to review this Agreement, please leave the website immediately or cease accessing or using the mobile app.

1. Definitions

   1. Peravima Financial Consultancy Services shall be referred to as “Peravima”, “we”, “us”, “our” and the “Company”.

   2. Services means all the products and services offered by Peravima Financial Consultancy Services.

   3. Client means the user of this website and shall be referred also as “you”, “your” and the “user”.

   4. “Client Data” means all data, information and/or content uploaded to the platform and/or website as provided by Client and all data derived from it.

   5. “Platform” means website and/or Mobile App.

2. Registration on Website and Mobile App

   1. You warrant that user's information encoded or used during registration are complete and accurate, and you shall ensure to keep this information correct and up to date.

   2. You warrant to protect your login details such as your username and password, and to not disclose the same with third party who may access the website or mobile App.

   3. In case you have reasonable belief or suspicion that your personal information or login details have been compromised, you shall immediately inform the Company regarding the matter, and undertake necessary actions to protect your information such as by changing username and/or password.

3. Use and Restrictions

   1. Some contents of the Company’s website or mobile App can only be accessed by you after registration. You are responsible for the accuracy and safety of the data and information encoded in the website or mobile App’s registration. Providing inaccurate and/or false Client Data will automatically terminate this Agreement and as a consequence thereof, you are no longer allowed to access or use the website or mobile App.

   2. You agree that the Company does not guarantee absolute security for the Client Data and therefore not liable for any breach of security that may compromise the Client Data. Company will notify you if there are unauthorized access to your account. Company may restrict access to the website or mobile App until verification with the Client that the access was by a duly authorized user;

   3. You shall not use the website and/or the platform for any unlawful or illegal purpose such as but not limited to the following activities:

      • To share, display, transmit or store data or material in violation of laws such as Intellectual Property Rights, Data Privacy Act and AntiMoney Laundering Act;

      • To share, display, transmit or store data which are defamatory, obscene and discriminatory;

      • Engaging in activities that may be harmful to the Company, Client and third persons such as sending or uploading of viruses, spam, harmful software or engaging in phishing; or

      • Engaging in activities that may be harmful to the Company, Client and third persons such as sending or uploading of viruses, spam, harmful software or engaging in phishing; or

4. Intellectual Property

   1. You agree and acknowledge that the website and all the content features of the website (logos, texts, links, marks, etc.) and all the services provided by the Company are property of the Company. You agree that all rights, interests and title to the foregoing solely belongs to the Company.

   2. You agree not to copy, distribute, modify or make derivative works of any of intellectual property rights of the Company.

   3. You agree to give the Company unrestricted right to use and retain any and all data, content, information and/or material provided or made available to Company for purposes of providing services to you and other subscribers, access to or use of the website and/or mobile App and improve the website and/or mobile App and for any other lawful and related business purpose.

   4. You agree to allow the Company to gather and use Client Data to provide services to you and for its reasonable business purposes, which are for your and other user’s benefit.

5. System Availability and Client Data

   1. Except for the scheduled platform update and maintenance and those unforeseen circumstances, the Company’s platform will be made available to all users twenty-four (24) hours a day, seven (7) days a week.

   2. Client undertakes the risk of using technology and internet, which may cause issues in accessing the Company’s website or mobile App. Thus, any access issue or data loss shall be on the account of the Client.

   3. The Company undertakes to notify the Client within reasonable period from effectivity and as far as practicable any changes, updates and/or additions to the Company’s platform.

6. Third Party Links

   You agree that every now and then the Company’s website may have links or references to other websites which the Company has no control over. Thus, your use of these third-party links is at your own risk.

7. Data Privacy

   Please refer to our Data Privacy Policy.

8. Warranty and Disclaimers

   Except for the warranties expressly stated and to the fullest extent permitted by applicable law, the Company’s platform is provided “as is”. The Company does not warrant that Client will not experience any issues or setbacks in using or accessing the Company’s website and platform. The Company has no liability for any damage or delays due to use of Client of any third-party provider when using or accessing the Company’s platform or website.

9. Limitation of Liability

   You agree that you will hold the Company harmless from and against all liabilities, damages, costs, fees and expenses, including reasonable attorney’s fees arising out of or resulting from any third-party claim based on or otherwise attributable to your gross negligence or willful or intentional misconduct and breach of this Agreement.

10. Entire Agreement

    1. This Agreement contains the entire understanding between the parties with respect to understanding of the use of the Company's website and mobile App and supersedes any and all prior or collateral agreement whether oral or written by Parties.

    2. If any part of the Agreement is found to be invalid, unenforceable or contrary to law, the other parts or provisions hereof not affected thereby shall continue to be full force and effect.

11. Entire Agreement Amendment to the Agreement

    1. The Company reserves the right to amend this Agreement or any documents issued in relation thereto.

    2. You will be notified of any material change to this Agreement or documentation at least thirty (30) days prior to intended date of effectivity either by e-mail or by posting the notice on the website and/or mobile App. Your continuing use or access of website or mobile App after the being notified of the changes to the platform shall be construed as your acceptance to the said changes. You may cease using the website or mobile App if said changes are unacceptable to you

12. Governing Law & Dispute Resolution

    The Agreement shall be governed & construed in accordance with the laws of the Philippines. In case of any dispute or litigation, the parties agree to submit to the jurisdiction of Philippine courts. Venue of suits arising from this Agreement shall be with the proper courts of the City of Las Piñas to the exclusion of other courts or tribunals.

13. Assignment

    Neither party may assign or transfer this Agreement or any obligation herein without the prior written consent of the other party, except that, upon written notice, the Company may assign or transfer this Agreement or any obligation herein to an entity acquiring all or substantially all assets of the Company whether by acquisition of assets or shares, or by merger or consolidation without consent of the Client.

14. Force Majeure

    Neither party may assign or transfer this Agreement or any obligation herein without the prior written consent of the other party, except that, upon written notice, the Company may assign or transfer this Agreement or any obligation herein to an entity acquiring all or substantially all assets of the Company whether by acquisition of assets or shares, or by merger or consolidation without consent of the Client.

15. Contact Information

    For notices, dispute resolution, governing law, and jurisdiction, you may contact us at: info@buildmywealth.app.